Model Finance Company
A California-focused lender for near-prime and sub-prime recreational financing.
Who we are
Model Finance Company is a privately held, technology-driven finance company specializing in the acquisition and servicing of near-prime to sub-prime recreational installment contracts. We are headquartered in Southern California and fund contracts through a network of new and used recreational dealerships across the state.
Our focus is deliberately narrow: powersport vehicles, California dealerships, and credit tiers that traditional banks decline. That focus is what lets dealers get answers in minutes instead of days.
Mission
To lead recreational financing through innovation and creativity — consistently delivering products to our dealer partners that help them generate more business, and building a company where our people contribute and grow.
Quick facts
- Specialists in near-prime to sub-prime recreational lending
- Southern California headquarters
- Heavy investment in technology across every part of the operation
- Financing motorcycles, dirt bikes, ATVs and personal watercraft
Dealership on the fence?
One conversation is usually enough to see whether our programs fit your floor. No commitment to ask.