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Payment optionsFinancing For Recreational Riders & Dealerships
From Sub-Prime to A/B Credit — Now Focused on California
- Motorcycles
- Dirt Bikes
- ATVs
- Personal Watercraft
- Your Business, Our Financing
Choose your path
I Am a Visiting Dealer
Stop losing sales. We handle sub-prime to A/B credit so your customers ride out instead of walking out. Simple to use and simple to integrate with your dealership.
Learn moreI Am Currently a Dealer
Program information, updates and application submissions in one place. Get answers on submissions in minutes, not days.
Dealer centerBuilt for riders banks turn away
A declined application does not have to end the sale. Our programs are designed for real-world credit — including riders rebuilding after setbacks — with clear terms and fast answers.
- Sub-prime to A/B credit — programs across the credit spectrum
- Fast decisions — dealers get answers on submissions in minutes
- California focus — working with dealerships across the state
- Straightforward payments — multiple ways to pay, no runaround
California is home
Model Finance Company concentrates its dealer network and financing programs in California — from San Diego and the Inland Empire to the Central Valley and the Bay.